Today, the right bank needs to handle not only fiat accounts but also crypto exposure, forex strategies, custody solutions, and access to real-time trading infrastructure.
At Forward Point Solutions, we’ve assessed a range of global banks and fintech platforms to help you navigate the best options for crypto, trading, holding, and FX—tailored for entrepreneurs, asset managers, and international businesses.
Swiss Leadership in Crypto Banking
Switzerland remains at the forefront of crypto-friendly banking. Two institutions stand out:
SEBA Bank offers regulated crypto custody, staking, FX trading, and direct market access for institutions. It’s one of the few banks that truly blends traditional and digital assets under full FINMA oversight.
Sygnum Bank also delivers fully regulated crypto banking, including secure storage, yield products, and tokenized asset offerings. With access to fiat and crypto under a single roof, it’s ideal for wealth managers and funds looking to simplify complex asset strategies.
Asian Innovation: DBS Bank, Singapore
DBS Bank is a prime example of how traditional banking can integrate crypto without sacrificing compliance. Through its DBS Digital Exchange (DDEx), the bank offers crypto trading and institutional-grade custody. Combined with their strong FX infrastructure and presence across Asia, DBS is well-positioned for businesses operating across borders and currencies.
Liechtenstein’s Crypto-Forward Option
Bank Frick is a standout in the European crypto space. This Liechtenstein-based institution supports direct crypto investments, professional custody solutions, and tokenization services, all under the EU’s MiFID II framework. It’s a reliable partner for fintechs and wealth managers seeking clarity and compliance in a crypto-inclusive bank.
UK Neobanks: Practical and FX-Friendly
If you're operating in the UK or Europe and need fast, cost-efficient FX and banking services, neobanks like Revolut, Monzo, and Starling Bank are strong options.
Revolut stands out with crypto trading access, competitive FX rates across over 30 currencies, and an intuitive app. While users don’t control their private keys, Revolut is effective for quick exposure and fiat-crypto transitions.
Monzo and Starling don’t offer direct crypto services, but both excel in low-fee international transfers and smooth integrations with crypto-friendly platforms, making them popular among digital-first entrepreneurs.
U.S. Fintech Banks: Crypto-Adjacent Innovation
The closure of Silvergate and Signature Bank left a gap in U.S. crypto banking, but fintechs like Mercury, Brex, and Relay have stepped in with forward-looking solutions.
Mercury supports U.S. startups with clean UX, FX-friendly accounts, and APIs that sync with crypto platforms. It’s not a crypto bank per se, but it works well with crypto-adjacent businesses.
Brex offers global cards, spend controls, and financial dashboards tailored for fast-moving startups and funds. While direct crypto services are limited, Brex excels in FX and operational efficiency.
Relay is a lesser-known but effective banking solution for small businesses, with support for multi-user finance teams, built-in accounting integrations, and smooth handling of international payments.
Custodians Worth Noting
While not banks, professional custodians such as Anchorage Digital, Fireblocks, BitGo, and Ledger Enterprise offer secure crypto storage, institutional wallet management, and seamless connectivity with exchanges or OTC desks. These services are often used alongside traditional banking to protect high-value digital assets.
Choosing the Right Banking Partner
Not every institution is right for every business. When selecting a bank for crypto or FX services, it’s important to evaluate the institution’s regulatory alignment, global reach, support for fiat on/off ramps, and ability to integrate with your broader financial ecosystem. Flexibility, security, and operational transparency are critical factors.
The future of finance is hybrid. Businesses today operate in both fiat and digital economies, often across multiple currencies and jurisdictions. The banking infrastructure you choose should not only reflect your needs today but also enable your growth tomorrow.
At Forward Point Solutions, we specialize in helping clients align their financial operations with future-ready institutions. Whether you're an emerging fund, a fintech firm, or a high-net-worth individual, we’ll help you build the right banking and custody framework to match your ambitions.
